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| Today is the day for annoying unexpected mail. 1. Letter from my Visa card that come August, I will no longer have a fixed rate. It will be based on 6.74 plus the "highest U.S. Prime Rate as published in the 'Money Rates' section of The Wall Street Journal on the last publication day of each month." and goes on to say that an "increase or decrease in the index will cause a corresponding increase or decrease in your variable rates on the first day of your billing cycle that begins inthe same month in which the index is published. An increase in the index means that you will pay higher periodic rate finance charges and have a higher Total Minimum Payment Due. If The Wall Street Journal does not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may, in our sole discretion, substitute another index." -- Oh Joy! But that's nothing compared to letter #2... from the Maryland Vehicle Emissions Inspection Program informing me that since I missed the 17 June inspection date for my car, my registration will be suspended on 17 July. Never mind that I have no record whatsoever of ever receiving the original inspection notice. <GRUMBLE> Guess what I'll be doing when I get out of work early tomorrow. | ||||||||||||
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