| | Tags: | mail | | Current Location: | home | | Subject: | WTF mail | | Time: | 01:02 am | | Current Mood: | ![[mood icon]](http://pics.livejournal.com/boogiebabe_smap/pic/0001t58y) annoyed |
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| Today is the day for annoying unexpected mail.
1. Letter from my Visa card that come August, I will no longer have a fixed rate. It will be based on 6.74 plus the "highest U.S. Prime Rate as published in the 'Money Rates' section of The Wall Street Journal on the last publication day of each month." and goes on to say that an "increase or decrease in the index will cause a corresponding increase or decrease in your variable rates on the first day of your billing cycle that begins inthe same month in which the index is published. An increase in the index means that you will pay higher periodic rate finance charges and have a higher Total Minimum Payment Due. If The Wall Street Journal does not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may, in our sole discretion, substitute another index." -- Oh Joy!
But that's nothing compared to letter #2...
from the Maryland Vehicle Emissions Inspection Program informing me that since I missed the 17 June inspection date for my car, my registration will be suspended on 17 July. Never mind that I have no record whatsoever of ever receiving the original inspection notice. <GRUMBLE>
Guess what I'll be doing when I get out of work early tomorrow.
| comments: Leave a comment     |
| Is that Visa from Tower? Because if not, trash it and stick with the credit unions, they're not playing these games! (You'd probably qualify for SECU card & membership too.)
Talk to Mo on the other thing - she had the exact same problem and may have advice. They seem to be minting money by not sending mail and then hitting us with penalties. | | (Reply) (Thread) |
| The man at the Vehicle Emissions said to contact the office. They sometimes make mistakes. They don't like to admit it, but they do. Meanwhile my car passed with flying colors.
The card's from M&T. I got it mostly for travel. | | (Reply) (Parent) (Thread) |
| I hope you can get it turned around!
As for the card - I'm doing my best to dump anything not AmEx or issued by a credit union. You're not the only one who got that letter; some of my friends at work are livid. | | (Reply) (Parent) (Thread) |
| | Wow, what a pain all around. I wonder if you can find a better VISA than one who treats you like this. Then again, you pay it off as soon as it arrives, so this is a nuisance not a tragedy. | | (Reply) (Thread) |
| I guess that's the CC company's way of getting around the threatened Credit card penalty limits they were talking about on the news last month....
I just got off the phone with CapitalOne's charge dispute department about three charges in early June that I don't remember making, all listed for the same online site/company. Thing is, I *did* loan my card to Cassie so she could pay for access to one of her gaming sites, but that was supposedly a ONE time charge of $5-10, not three charges of roughly $40 each!!!
The nice ethnic-sounding man in Disputes was very helpful and polite, and we shall see. Hubby went through something similar after he'd ordered the TIME-WARNER 'Real Ghostbusters' collection (my X-Mas prezzie!). Wotta PAIN! | | (Reply) (Thread) |
| "get out of work early tomorrow" ... but we don't have work tomorrow.
Will the emissions place be open? It's close to the holiday.
Good luck taking care of this. I'm sure your car will pass in a jiffy | | (Reply) (Thread) |
| | Since I wrote the entry before going to bed last night, I meant the half day I was working today. :-) | | (Reply) (Parent) (Thread) |
| oh, the date (Jul 2nd) confused me.
So, is everything better now? (Other than still being annoyed, which I can well understand)
Hey, I've got an idea ... take tomorrow off! :) | | (Reply) (Parent) (Thread) |
| Connecticut ties both emissions testing and insurance into registration. Oh, and property tax, too. Miss one, yer screwed.
How you doing? | | (Reply) (Thread) |
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